Santander 123 Current Account

Santander 123 Current Account
  • Cashback calculator
1968 Points
Santander have over 1,300 branches and around 4,500 cash machines in the UK, offering a full range of retail and corporate banking services to over 25 million customers.

The Santander 123 Current Account gives customers cashback on household direct debits:
• 1% cashback on water and council tax
• 2% cashback on electricity and gas
• 3% cashback on mobile, home phone, broadband and paid for TV packages

123 Current Account also pays in-credit interest:
• 1% AER (variable) on the entire balance, once your balance is £1,000 or over
• 2% AER (variable) on the entire balance, once your balance is £2,000 or over
• 3% AER (variable) on the entire balance, once your balance is £3,000 or over (up to £20,000)

Purchase Conditions

Before you start your application for the Santander 123 Current Account please ensure the following criteria apply to you:
• You are at least 18 years of age;

• You are UK resident

• Minimum monthly funding required: £500

• Single and joint account options

• Customers do not need to have another product with Santander to qualify
• Monthly fee of £2 per account (equates to 6p per day).



It is very important to clear your cookies before proceeding through this link. If you have visited Santander first through another site they will be credited with the reward (having been the first to refer you). If you have gone directly to the Santander site they will place their own cookie on your computer and will not allow the reward to track.



Reward is only only given on approved applications which are completed online and within 30 days from application. Any application that needs to be followed up offline (for example, to show proof of ID in a branch) or is over the 30 days from application won’t receive the reward.



Please be as thorough as possible when completing your details online with Santander to help avoid the application being followed up offline and becoming ineligible for cashback



After submitting an application you will be given a reference number beginning with OLA. Please keep a note of this number as it will be required if you need to submit a claim.



You must have an active Santander 123 Current Account in order for the Santander to approve your reward.



Reward is only available once per person per product
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